GORAKHPUR CITY BLOG

  Term Insurance Vs Home Loan Insurance: Which is a better bet for you to protect your home loan? Home loan insurance can be beneficial both for the lender and the borrower. However, it’s critical make an informed decision factoring in your financial requirements Buying a home, a place of your own, is a dream most of us strive to fulfil. That being said, if you have taken a home loan, you may have had to deal with lenders pushing some form of home loan protection plan at you at the time of loan approval. Although such home loan protection plans, commonly known as mortgage insurance or home loan insurance, are not mandated by any regulatory body, lenders insist that you get a home loan insurance so that they can protect themselves against credit or lending risks. This is not to say that home loan insurance protects only the lender. It can be beneficial to you (the borrower) as well. Say, for example, if the lender dies before clearing the home loan in full, the mortgage insurance pl...

  Best Same-Day and Instant-Approval Loans Same-day loans are available from certain online lenders and even some banks and credit unions. Few major personal loan providers offer same-day approval and funding, as most take at least 2 business days, but there are some worthwhile exceptions. The best same-day personal loans offer low APRs and fees, in addition to nearly instant access to money. Best Same-Day and Instant-Approval Loans Lig htstream - Best overall Alliant CU - Best credit union Rocket Loans  - Fair Credit Avant   - Bad credit Wells Fargo - Big loans OppLoans  - No credit check Upgrade - No SSN required Other instant loan options exist, too, but most are not worth applying for. In particular, it’s important to stay away from payday loans and auto title loans, which can provide same-day cash but are known for predatory costs. Below, you’ll find an in-depth explanation of the different types of same-day loans that might be available, along with in...

  5 Insurance Policies Everyone Should Have Protecting your most important assets is an important step in creating a solid personal financial plan, and the right insurance policies will go a long way toward helping you safeguard your earning power and your possessions. In this article, we discuss five policies you shouldn't do without.  KEY TAKEAWAYS Choose a disability policy that provides enough coverage to enable you to enjoy your current lifestyle even if you can no longer continue working.  To protect the people that are financially dependent on you, life insurance should be high on your list of required insurance policies.  The soaring cost of medical care is reason enough to make health insurance a necessity. Replacing your home is an expensive proposition. Having the right homeowner's insurance can make the process less difficult.  Renters insurance offers peace of mind for renters in the event their personal ...